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Posted on: June 28, 2017

NEWS RELEASE: Missouri Policyholders Receive $38 Million in Flood Payments

News Release

Missouri Policyholders Receive $38 Million in Flood Payments

JEFFERSON CITY, Mo. – Flood insurance policyholders in Missouri have been paid more than $38 million so far in claims filed with the National Flood Insurance Program (NFIP).

 As of June 26, 1,296 policyholders have filed claims for coverage of flooding that occurred between April 28 and May 11, 2017. NFIP has closed 774 of those claims with payments totaling $38,679,434. Claims processing continues.

 Flood insurance payments began before the federal disaster was declared. The total amount paid on all claims prior to the June 2 declaration was $19,216.363.

 Policies issued by NFIP pay even if a federal disaster is not declared. FEMA Individual Assistance (IA) grants are available only after federally declared disasters. Historically, federal disasters are declared in less than 50 percent of flood events.

The flooding damaged more than 1,000 structures in Missouri. Many homeowners, business owners and renters had a flood insurance policy, but some did not. Floods can affect anyone and are the most common and most costly natural disasters in the United States. Without flood insurance it may be too costly for the owners to repair or rebuild after the disaster.

NFIP aims to reduce the impact of flooding by providing affordable insurance to property owners and by encouraging communities to adopt and enforce floodplain management regulations.

The cost of a policy depends on the flood risk, but the average cost for a homeowner is approximately $1,000 per year in Missouri. It is essential that homeowners speak with their insurance agent to determine exact costs.

 Flooding can occur almost anywhere. It occurs in moderate-to-low risk areas as well as in high-risk areas.

 NFIP offers flood insurance to homeowners, renters and business owners if their community participates in the program, providing more than $4 billion in flood insurance coverage for Missouri homes and business annually.

 Renters who live in a community that participates in NFIP can get flood insurance to cover the contents of their home, apartment or business at a rented location.

 For more information, go online to or call the NFIP helpdesk at 800-427-4661.

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For disaster updates from FEMA, follow @FEMAregion7 on Twitter, and turn on mobile notifications. Visit the disaster webpage at


For disaster updates from the State of Missouri, visit Missouri’s recovery website at can also follow @MoPublicSafety on Twitter, and on Facebook.

Follow FEMA online at,, and

The U.S. Small Business Administration (SBA) is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profitorganizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance CustomerService Center by calling 800-659-2955, emailing, or visiting SBA’s website at and hard- of-hearing individuals may call 800-877-8339.


All FEMA disaster assistance will be provided without discrimination on the grounds of race, color, sex (including sexual harassment), religion, national origin, age, disability, limited English proficiency, economic status, or retaliation. If you believe your civil rights are being violated, call 800-621-3362 or 800-462-7585(TTY/TDD).

City of Fenton, MO • 625 New Smizer Mill Road • Fenton, MO 63026 • (636) 343-2080
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